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CreditCard

Thing > Intangible > Enumeration > PaymentMethod > PaymentCard > CreditCard
Thing > Intangible > Service > FinancialProduct > LoanOrCredit > CreditCard
Thing > Intangible > Service > FinancialProduct > PaymentCard > CreditCard

A card payment method of a particular brand or name. Used to mark up a particular payment method and/or the financial product/service that supplies the card account.

Commonly used values:


An Enumeration with:
PropertyExpected TypeDescription
Properties from LoanOrCredit
amount MonetaryAmount  or
Number 
The amount of money.
currency Text The currency in which the monetary amount is expressed.

Use standard formats: ISO 4217 currency format e.g. "USD"; Ticker symbol for cryptocurrencies e.g. "BTC"; well known names for Local Exchange Tradings Systems (LETS) and other currency types e.g. "Ithaca HOUR".
gracePeriod Duration The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.
loanRepaymentForm RepaymentSpecification A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.
loanTerm QuantitativeValue The duration of the loan or credit agreement.
loanType Text  or
URL 
The type of a loan or credit.
recourseLoan Boolean The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money.
renegotiableLoan Boolean Whether the terms for payment of interest can be renegotiated during the life of the loan.
requiredCollateral Text  or
Thing 
Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)
Properties from PaymentCard
cashBack Boolean  or
Number 
A cardholder benefit that pays the cardholder a small percentage of their net expenditures.
contactlessPayment Boolean A secure method for consumers to purchase products or services via debit, credit or smartcards by using RFID or NFC technology.
floorLimit MonetaryAmount A floor limit is the amount of money above which credit card transactions must be authorized.
monthlyMinimumRepaymentAmount MonetaryAmount  or
Number 
The minimum payment is the lowest amount of money that one is required to pay on a credit card statement each month.

Instances of CreditCard and its enumeration members or subtypes may appear as a value for the following properties

PropertyOn TypesDescription
acceptedPaymentMethod Demand  or
Offer 
The payment method(s) accepted by seller for this offer.

Acknowledgements

This class is derived from the GoodRelations Vocabulary for E-Commerce, created by Martin Hepp. GoodRelations is a data model for sharing e-commerce data on the Web that can be expressed in a variety of syntaxes, including RDFa and HTML5 Microdata. More information about GoodRelations can be found at http://purl.org/goodrelations/.

This element is based on the work of the Financial Industry Business Ontology project (see http://www.fibo.org/schema for details), in support of the W3C Financial Industry Business Ontology Community Group (http://www.fibo.org/community). Many class and property definitions are inspired by or based on http://www.fibo.org.

Examples

Example 1
Wells Fargo Secured Visa® Credit Card
Requires a minimum $300 security deposit.
When you apply, you provide a minimum security deposit of at least $300, or up to $10,000.
Annual fee $25
Annual Percentage Rate (APR) Currently, a variable 18.99% APR on purchases. (These APRs do not apply to cash advances.)
<a href="https://www.wellsfargo.com/credit-cards/secured/terms/">Full terms and conditions</a>
<div itemscope itemtype="https://schema.org/CreditCard">
    <span itemprop="name">Wells Fargo Secured Visa® Credit Card</span>
    <span itemprop="requiredCollateral">Requires a minimum $300 security deposit.</span>
    <span itemprop="amount" itemscope itemtype="https://schema.org/MonetaryAmount">When you apply, you provide a minimum security deposit of at least
      <span itemprop="currency" content="USD">$</span>
      <span itemprop="minValue">300</span>, or up to $
      <span itemprop="maxValue" content="10000">10,000</span>.
    </span>
    <span itemprop="offers" itemscope itemtype="https://schema.org/Offer">
      <meta itemprop="offeredBy" content="Wells Fargo"/>
      <span itemprop="priceSpecification" itemscope itemtype="https://schema.org/UnitPriceSpecification">Annual fee
        <span itemprop="priceCurrency" content="USD">$</span>
        <span itemprop="price">25</span>
        <span itemprop="referenceQuantity" itemscope itemtype="https://schema.org/QuantitativeValue">
            <meta itemprop="value" content="1"/><meta itemprop="unitCode" content="ANN"/>
        </span>
      </span>
    </span>
    <span>Annual Percentage Rate (APR) Currently, a variable
      <span itemprop="annualPercentageRate">18.99</span>% APR on purchases. (These APRs do not apply to cash advances.)
    </span>
    <a itemprop="feesAndCommissionsSpecification" href="https://www.wellsfargo.com/credit-cards/secured/terms/">Full terms and conditions</a>
</div>
<div vocab="https://schema.org/" typeof="CreditCard">
    <span property="name">Wells Fargo Secured Visa® Credit Card</span>
    <span property="requiredCollateral">Requires a minimum $300 security deposit.</span>
    <span property="amount" typeof="MonetaryAmount">When you apply, you provide a minimum security deposit of at least
      <span property="currency" content="USD">$</span>
      <span property="minValue">300</span>, or up to $
      <span property="maxValue" content="10000">10,000</span>.
    </span>
    <span property="offers" typeof="Offer">
      <meta property="offeredBy" content="Wells Fargo"/>
      <span property="priceSpecification" typeof="UnitPriceSpecification">Annual fee
        <span property="priceCurrency" content="USD">$</span>
        <span property="price">25</span>
        <span property="referenceQuantity" typeof="QuantitativeValue">
            <meta property="value" content="1"/>
            <meta property="unitCode" content="ANN"/>
        </span>
      </span>
    </span>
    <span>Annual Percentage Rate (APR) Currently, a variable
      <span property="annualPercentageRate">18.99</span>% APR on purchases. (These APRs do not apply to cash advances.)
    </span>
    <a property="feesAndCommissionsSpecification" href="https://www.wellsfargo.com/credit-cards/secured/terms/">Full terms and conditions</a>
</div>
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "CreditCard",
  "name": "Wells Fargo Secured Visa® Credit Card",
  "requiredCollateral": "Requires a minimum $300 security deposit.",
  "amount": {
      "@type": "MonetaryAmount",
      "minValue": "300",
      "maxValue": "10000",
      "currency": "USD"
  },
  "offers": {
      "@type": "Offer",
      "offeredBy": {
        "@type": "BankOrCreditUnion",
        "name":"Wells Fargo"
      },
      "priceSpecification": {
        "@type": "UnitPriceSpecification",
        "price": "25",
        "priceCurrency": "USD",
        "referenceQuantity": {
          "@type": "QuantitativeValue",
          "value": "1",
          "unitCode": "ANN"
        }
      }
  },
  "annualPercentageRate": "18.99",
  "feesAndCommissionsSpecification": "https://www.wellsfargo.com/credit-cards/secured/terms/"
}
</script>